[Papa Bear] GM DINAR FAMILY BUSY BEAR TODAY. HOWDY CASTLE,SQ,and BEST MODS IN WORLD
[burk50] Papa Bear we r discussing the ghost writer post ,interesting ,in forum and on recaps ,like ur thoughts on the post ,sounds interesting and good imo
[Papa Bear] Ghost writer great post
[burk50] Papa Bear thx for ur take on it ,I like it too
[burk50] Papa Bear heard Frank26 recorded call is great too with lots of info ,have u listened?
[norm] great call
[burk50] Norm, u said Franks timeline is anytime ,correct ,I haven't listened yet to the call
[norm] burk50 yes
[pursuitoftruth] norm I was on his webcast the night before and it was pretty much same info. Good info.
[norm] pursuitoftruth and he admitted that there might be a rate going on he doesn’t know about that they are hiding……those f16 planes arent cheap
[pursuitoftruth] I have no doubt we are well on our way. What concerns me is all this talk about a certain someone keeps stopping it? What is that about?
[Papa Bear] pursuitoftruth U best review rumors on stoppage and use discernment ask yourself who and why?
[burk50] Post recaps Frank 26 says not like bankies so where do u park ur funds ?
[burk50] Papa Bear where to park funds if not bankies as Frank says ? Thx
[Papa Bear] Think and look Folks .Be calm and focused . Don’t let taxation and trust issues before you -blind you. In other words don’t put the cart before the horse before u know the game in Town
[drl] Conservative game plan: E-mail, PTL, Appointment, Establish Motherload Accounts, Go home and change depends, Set meetings with Profession Team! Live life of service and PIF!
[Papa Bear] drl U might change twice with your work load .LOL
[drl] Papa Bear don't worry, my depends are layered! lol
[Papa Bear] All these questions on gifting letters and forgiveable loans should have been asked long ago. Many are on a slippery slope and u should ask for tax attorney and tax CPA for help
[Papa Bear] Anybody notice what happens when Draghi speaks in Europe. Volitility and ranges kick in on currencies
[Papa Bear] Negative interest rates? LOL
[dudenocoins] Papa Bear Wants the banks to quite hoarding capital and loan money! GM castle
[Papa Bear] Folks lets bring up something talked about in recaps.
[misskitty05] Papa Bear what?
[Papa Bear] GOV changes are also causing change in insurance industry.
[dudenocoins] Papa Bear Because most insurance companies are part of banks... now!
[Papa Bear] Tax rates and regulation changes are causing the industry and participants to change their products and business formulas .My suggestion is still to stick with mutual insurance companies. If you dont know difference you need to educate yourself.
[Papa Bear] Banks and insurance companies both have strong lobbyists
[Grandpa10] Papa Bear yes they probably will, on my insurance investment last yr I made 9% tax defered, that is way to high and they have to change that lol
[Papa Bear] Grandpa10 However for many which I have told many. CHANGE=OPPORTUNITY!
[Grandpa10] Papa Bear we will watch and see what they come up with
[Papa Bear] Grandpa10 Different products to meet change are morphing
[Papa Bear] MichaelWeston Imput from your side of door?
[MichaelWeston] Papa Bear from what I hear, everything is positive and moving along. As usual, there are those who desire to misinform people and distract them from the truth
[MichaelWeston] I think the best think people can do is to not react too quickly. They need to take a breath, think and then seek professional guidance
[TexasMom] MichaelWeston amen and good advice
[Papa Bear] MichaelWeston How would U characterize what Im saying?
[MichaelWeston] Papa Bear ok, I think I have a sense of it. You are a 100% correct in your comments about mutual insurance companies
[MichaelWeston] and yes, there will be noticable changes in products and regulations in the very near future.
[MichaelWeston] IMO this will create some wonderful opportunities for those willing to dig into the matter and sort fact from fiction
[Papa Bear] Folks an insurance Co. that doesn’t change with the times will die.
[dudenocoins] Papa Bear - Regulations are forcing some of the changes!!! Lol
[misskitty05] Can one of you give an example of the kind of changes we might see?
[MichaelWeston] misskitty05 I'm not the expert on the insurance sector, but what I think you should look for is first changes in leadership
[MichaelWeston] change will come from there, activist shareholders, etc
[misskitty05] MichaelWeston so a change in leadership would be a positive step?
[MichaelWeston] misskitty05 in many cases yes
[MichaelWeston] misskitty05 there are several good examples already out there, but still not a complete picture. You just have to do some digging to see them
[dudenocoins] misskitty05 - Medical Insurance is one. 80% of premiums recieved must be paid out in claims....... 20 % only for the company any left over premiums have to be returned - reimbursed to the policy holder...
[MichaelWeston] misskitty05 watch what guys like Ichan, Ackman, etc do with their money. Look at market sectors, which companies they like and why. You will see patterns develop. Once you see the pattern, look for the underlying facts/data that drives their actions
[Papa Bear] MichaelWeston Good post.Watch $$ and where it goes