(A) Tell the Banker.............I don't want to pay any bank or currency exchange "spread fee’ in making this deposit
******(Note:) Every single Branch Manager is able to remove the spread fees up until the UST spread fees.
You expect no fees, the highest rate possible (make sure you tell them the rates you can get elsewhere), immediate access to your money, no fees ever….no cashier check fees, no credit card fees or annual membership fees, free use of a safety deposit box.You need to ask for a privileged ATM card.
(B) Flagged all accounts as "access restricted to non-essential bank personnel " and tagged as "Non-test/Non-Training" Accounts
(C) Provide list of Cashiers Check to be written out
(D) Book of checks (at least 10) to have with me when I leave
(E) Centurion credit card (Amer X / Black card / optional if qualified or desired / NOT RFID-enabled credit/debit card)
Setup accounts with limits for your protection. Example: $5000 debit card, $25000 credit, etc. this too is a safety measure and can be modified at will.
(F) $10,000 cash in $50 bills
(G) gold/silver coins/bars if available
(H) “Proof of Funds Letter(s)” from the bank to show for large purchases and/or 10-20 CCCs if still applicable
(I) Obtain copy of NDA & write "All Rights Reserved" over signature and any other document / have banker sign my NDA and/or PA - privacy agreement.
**Do NOT agree to give the bank “power of attorney”.
**Do NOT let a money manager have complete fiduciary control over any of your money. Make sure you have to sign for everything.
**Do NOT have a “test” account.
**Do NOT have access by all tellers. You want to protect your privacy.
**Do NOT have automatic withdrawals on your accounts.
**Do NOT have computer or remote banking from your iPhone or computer.
**Ask for credit or debit cards that are secure. Be sure they are NOT RFID-enabled.
**Have a mother lode account set up so that only you (in person) with a special pass word and pass code, can make withdrawals.
**The pass words are for only your wealth manager and yourself to know.
** Have your account tagged "Non Training Account" and learn about CEDARS
**I would like a bank printout of all of today’s transactions with regard to these account which includes deposits, debits and current balance.
**This will help protect your money when the dollar devalues.
5. Ask about follow-up appointment if you need a Private Banker to assist you with wealth management, bank perks.
DO NOT let anyone else be in control of YOUR money.